I applied on-line. A HR representative contacted me via e-mail in order to establish a phone interview. We discussed the position and my qualifications. A skills test followed. I completed an on-line application and I gave my permission for the background and drug tests. I got a call a couple days later and I scheduled the in-person interview. I went to the interview, discussed the position as well as my experience and qualifications one more time. I signed more paperwork regarding my (lack of) criminal convictions. I received a job offer. I completed a drug test and I was fingerprinted for yet another? background test. Con: The background check process is very complex, which I assume is normal for the banking industry , and also very confusing. The confusing part makes me , personally, nervous. Pro: The recruiters , HR employees were very helpful so far. Overall: It is a friendly atmosphere and they do accommodate your needs during the interviewing process.