Which liquidity ratios are used in credit risk analysis? What is Ebitda?

1- How are 3 financial statements linked? 2- What’s the difference between Ebitda and Adjusted Ebitda? 3- What kind of adjustments would you make in Ebitda? 4- If depreciation is increased by 10%, how would it affect the three financial statements? 5- What’s are the 3 most important ratios you would look at from credit’s perspective? 6- What’s the most important financial statement according to you? 7- Describe how you would analyze a company from Credit risk’s perspective step by step? 8- Describe a difficult situation you were in and how did you manage it?